Home Loans
For owner-occupiers and investors, including eligible buyers seeking no-deposit, Low Doc or No Doc options.
Explore Home Loans →HOME LOANS • BUSINESS LOANS • INTEGRATED SERVICES
Find your way into a home of your own.
Explore home loans for owner-occupiers and investors, with options for buyers who find it difficult to save a deposit.
No-deposit, Low Doc and No Doc options may be available, subject to eligibility and lender criteria.
Enquiries are assessed individually. An enquiry is not a loan approval.
HOW WE CAN HELP
Loan options around your circumstances
Business Loans
Explore business finance, including options for borrowers who have been declined elsewhere or have lower credit scores. Subject to assessment.
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Flexible upfront-cost options
LMI added to the loan or vendor contributions to eliminate upfront costs.
Available only where the loan and property arrangements allow. Eligibility, lender conditions and other transaction costs must be assessed.
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A PATH BEYOND THE RENTAL CYCLE
What is a Vendor Contribution?
Saving a deposit can be difficult, particularly when household budgets are under pressure. Under eligible property arrangements, a vendor contributes towards the buyer's deposit. The contribution is not repayable to the vendor; it is different from traditional vendor finance.
For example, an eligible buyer's 10% deposit may be combined with a 10% vendor contribution to bring the total deposit to 20%. Depending on the lender's criteria and valuation, this may support a Low Doc loan and avoid Lenders Mortgage Insurance (LMI).
This is an illustration, not an offer or guarantee. Lender acceptance, property availability, loan-to-value assessment, fees and other purchase costs apply. Any vendor contribution must be disclosed to the lender. Borrowing more to cover LMI increases the loan balance and may increase total interest payable.
Ask about eligibilityA conversation that starts with you
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We take time to understand your circumstances and priorities.
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Arrange an in-person meeting at a location convenient for you.
Experienced
Discuss your home or business finance needs with our experienced team.
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Understand your options and the steps involved in a lender’s assessment.
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Get clear guidance and support as your enquiry progresses.
Visit our Parramatta office
Level 2, Suite 19, 103 George Street, Parramatta NSW 2150.
LET'S TALK
Request a callback
Share a few details and our team can discuss your options. Submitting this form does not commit you to a loan or guarantee approval.
Prefer to call? 1300 952 600
Local preview: no enquiry will be emailed. Legal documents and contact details are awaiting confirmation.